Family Self-Sufficiency Program
- Case Management
- Resume development
- Financial literacy education
- Higher Education
- Health, nutrition, and preventative medical care
- Home ownership opportunities
Referrals are frequently made to the Career Center of Lowell, The Wish Project, Community Teamwork, Inc., Middlesex Community College and Umass Lowell to assist in meeting the needs, and educational and employment goals of our participants.
You set the goals. We’ll provide you with the resources, support services, and framework to reach them.
The head of household enters into a contract with the LHA. This contract contains a service plan that identifies the employment goals of the participant and outlines the activities and services necessary to achieve those goals. The FSS Director helps the family obtain the services listed in the plan. The LHA establishes a savings account when the family increases its earned income.
How Do I Complete the Program?
State Escrow Plan
Here’s How It Works:
Your household pays your regular monthly rent. A portion of the rent derived from earned wages is placed into a special escrow account. Each $2.00 of your rent money placed into this account is matched by $1.00 from the Department of Housing and Community Development. The total maximum amount allowed to be saved in this escrow account is $10,000.00 these funds can only be used to move from a subsidized unit to a private unit or home ownership
Income Disallowance Plan
Ceiling Rent Plan
A number of the Lowell Housing Authority Section 8 participants have utilized this program and are currently residing in their own home while receiving assistance for homeownership expenses.
Am I Eligible for the Home Ownership Program?
Interested participants must meet the following criteria:
- Must be a current Section 8 Voucher Holder.
- Must be a first time homebuyer as defined by HUD.
- Must qualify for a loan from a bank or a lending institution
- Must attend a HUD approved homebuyer training course provided through the Merrimack Valley Housing Partnership.
- Must purchase a single family house located in Lowell.
- Must be owner occupied.
The LHA has helps many people annually make their dreams a reality. Learn more about how the LHA can help you?
Contact Michelle Dinan, Director of Family Self-Sufficiency, 978-364-5368